What is my credit score?

Get a rough estimate of where your credit score likely falls, based on the same factors lenders look at.

Input And Assumptions

Credit scores generally require some history to calculate.

A longer credit history usually supports a higher score.

Frequent applications can signal higher risk to lenders.

Recent missed payments have the biggest negative effect on your score.

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Sum of the credit limits across all your credit card accounts.

$

Sum of the current balances across all your credit card accounts.

Includes bankruptcy, foreclosure, repossession, tax lien, or collections.

Advanced options 2

Enter the codes for every type you carry: m=mortgage, c=credit card, a=auto, s=student, o=other, f=consumer finance (e.g. mca).

Older negative events weigh less heavily than recent ones.