Should I transfer my credit card balances?

See how much you could save in interest by transferring your credit card balances to a card with an introductory low or 0% rate.

Current Credit Card(s)

Item	Balance	Rate
Credit Card 1	$	%

Advanced options 6

Item	Balance	Rate
Credit Card 2	$	%
Credit Card 3	$	%
Credit Card 4	$	%

New Credit Card

Introductory rate (if applicable) ?

Promotional interest rate offered for the introductory period, if any.

Months of promotion (if applicable) ?

Number of months the introductory rate lasts.

Regular interest rate ?

The card's standard APR after the introductory period ends.

Advanced options 3

Annual fees (if applicable) ?

Yearly fee charged for holding the new card, if any.

Balance transfer fee (% of balance) ?

Percentage of the transferred balance charged as a one-time fee.

Balance transfer fee maximum ?

The most you'll be charged for the transfer, regardless of balance size.

Enter your values and select Calculate.

You might realize significant monthly interest savings by transferring your higher rate credit card balances to a lower rate credit card. Use this <strong>balance transfer calculator</strong> to help determine those potential savings.

This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results.