What is my current net worth?

In order to get where you want to go, you need to know where you are. You can get a view of your financial position by generating a personal net worth statement. Over time your net worth will change as your assets earn interest or are depleted and your liabilities increase or decrease. Use this calculator to estimate what your net worth could be in the future based on specified growth rates.

Years to project ?

How many years forward to project your net worth using the growth rates above.

Tangible Assets

Item	Value	Growth Rate
Residence	$	$
Vacation home	$	$
Furnishings	$	$
Automobiles	$	$
Rental real estate	$	$
Art, jewelry, and other valuables	$	$

Equity Assets

Item	Value	Growth Rate
Stocks	$	$
Variable annuities	$	$
Limited partnerships	$	$
Business interests	$	$

Fixed-Principal Assets

Item	Value	Growth Rate
Fixed-dollar annuities	$	$
Trust deeds	$	$
Other fixed-principal assets	$	$

Fixed-Rate Assets

Item	Value	Growth Rate
U.S. government bonds and securities	$	$
Municipal bonds	$	$
Corporate bonds	$	$
Face-amount certificates	$	$
Debt mutual funds	$	$

Cash and Cash Equivalents

Item	Value	Growth Rate
Checking accounts	$	$
Savings accounts	$	$
Money market funds	$	$
Certificates of deposit	$	$
Other cash reserve accounts	$	$

Liabilities

Item	Value	Growth Rate
Home mortgage	$	$
Other mortgage	$	$
Automobile loans	$	$
Bank loans	$	$
Personal loans	$	$
Charge account debt	$	$
Other debts	$	$

Enter your values and select Calculate.

Your net worth is simply what you own minus what you owe at this moment. It is not a measure of income or cash flow, and there is no single correct number to aim for, what matters more is the direction it moves over time and how it compares to where you were a year ago.

The figures you entered for your home, retirement and investment accounts, and any mortgage or loan balances typically move the total the most, since these tend to be the largest line items for most households. If you want to see the number shift meaningfully, those are the inputs worth revisiting first, along with the growth and change rates attached to them if you are looking at the projection.

This calculator does not account for taxes due on the sale of assets, transaction costs, market swings between now and when you might actually need the money, or changes in your circumstances such as a new job, a move, or an inheritance. The projected figure in particular assumes the growth and debt-change rates you entered hold steady, which real markets and real life rarely do exactly.

A reasonable habit is to revisit this once a year, or whenever you have a major change such as a raise, a new mortgage, or a market move that meaningfully affects your account balances. Keeping even a rough net worth figure over time is one of the simplest ways to see whether your overall financial picture is improving, and most people never bother to calculate it at all.

This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results.